Fertility treatment for as low as $72 a month

A complete medical treatment by Fertility Cloud now is as low as $72* a month. Simple, quick pre-qualification with no credit impact. View your financing offers instantly and select the one that works best for your budget

Fertility treatment for as low as $72 a month

*Based on a $3,000 48-month loan at 6.99% APR. Actual terms may vary, depending on your credit history. All unused funds will be returned to you.

How much should I borrow?

To cover doctor appointments, labs and up to 6 month treatment.

We recommend borrowing $3,000. All unused funds will be returned to you.

Prequalification with no credit impact

Your credit will not be affected when you pre-qualify.

Wide range of loan amounts

Our partners provide loans starting as low as $750 and up to $40,000.

Competitive rates

Starting as low as 3.99%, much lower than most credit cards and bank loans. The full APR Range is 3.99% - 21.99%.

Flexible payment terms

Loans for 24, 36 and 48 months and even 60, 72 and 84 months with amounts starting from $4,000 and $10,000 respectively (with us, you don’t need that much).

No fine print

No application fee, down payment or penalty to pay off early.

Pay for your treatment with HSA or FSA

One way to get ahead of the financial burden is to make sure you’re taking full advantage of your Health Savings Account (HSA) or Flexible Spending Account (FSA).

What are HSA and FSA?

HSAs and FSAs are handy accounts that you contribute to, tax-free, to save up for healthcare costs. Understanding how these accounts work can help you plan, save money, and make the best decisions you can for yourself and your family.

How do you qualify for an HSA?

You must have a high-deductible health plan. A high-deductible health plan for 2020 is any plan with a deductible of at least $1,400 for an individual or $2,800 for a family.

Not all plans with deductibles over these limits qualify for HSAs, so it’s important to check with the insurance company before you make any decisions.

Your high-deductible health plan must serve as your only medical insurance plan, and you must not qualify for Medicare, Medicaid, or be claimed as a dependent on someone else’s tax return.

How do I qualify for an FSA?

FSAs are available only as part of a benefits package from an employer, not if you’re on your own — but the medical expenses you can use them for are the same as with HSAs. There are no eligibility requirements for an FSA beyond being employed, but self-employed folks and freelancers don’t have the option to set up an FSA.

Pay for the entire treatment from your HSA or FSA

Your HSA/FSA funds can be used to pay for:

  • Doctor consultations
  • Medical labs
  • Prescription drugs

So you can pay for a complete Fertility Cloud treatment with your FSA or HSA funds.